Liquidity while collateral stays in vault
Borrow stablecoins or fiat against approved assets, or supply liquidity to the protocol — with LTV, rates, and health factors visible before you sign.
NET WORTH
$142,894.52
NET APY
8.45%
HEALTH FACTOR
1.85
Liquidation at < 1.00
| ASSET | BALANCE | APY | COLLATERAL |
|---|---|---|---|
 WBTC | 1.2500 $54,200.00 | 4.2% | Enabled |
 ETH | 15.000 $34,500.00 | 3.8% | Enabled |
Quick Actions
USDC How it works
From wallet connection to funded loan or supplied liquidity — three steps with clear terms upfront.
Connect your wallet
Use Lenix Wallet or connect an supported wallet to access lending and supply flows.
Review terms
Choose collateral, see LTV, repayment schedule, and liquidation thresholds before submitting.
Draw or supply
Receive a loan disbursement or supply assets to earn from borrower interest — withdraw when liquidity allows.
Market overview
Indicative rates and liquidity across supported assets. Confirm live values in the app before transacting.
| Asset | Total liquidity | Supply APY | Borrow APY | Actions |
|---|---|---|---|---|
Bitcoin WBTC | $842.5M | 4.25% | 6.12% | |
Ethereum ETH | $2.1B | 3.85% | 5.45% | |
 Lenix LNX | $154.2M | 12.40% | 8.20% | |
USDC USDC | $1.8B | 5.10% | 7.50% | |
 Tether USDT | $1.2B | 4.95% | 7.85% |
Collateralized borrowing
Draw stablecoins or fiat against approved vault collateral — without selling the underlying asset. Credit checks are not required for eligible collateral types.
LTV shown upfront
Loan-to-value, repayment schedule, and liquidation thresholds are displayed before disbursement — not adjusted silently after you sign.
Supply and earn
Provide liquidity to the protocol and earn from borrower interest. Withdraw when pool liquidity is available — no fixed lock-up term.
Estimate your returns
Model supply-side yield at current indicative APYs. Actual returns depend on utilization, rates, and how long assets remain supplied.
Indicative max APY
Up to 18.5%
Accrual
Continuous
Illustrative only. Not financial advice.
Frequently asked questions
Ready to borrow or supply?
Apply for a collateral loan or open the app to supply liquidity. Support is available if you need help scoping terms.